When you think of your most valuable assets, what comes to mind? A house, a car, or investments? While these are important, the truth is your greatest asset is your ability to earn an income. That’s why protecting this asset is the foundation of sound wealth protection.

Your Earning Ability Is the Engine of Your Wealth

Imagine your earning ability as the engine powering the machine that builds your wealth. For example, a 30-year-old earning R30,000 a month today could earn close to R24 million by age 65. This income fuels your lifestyle, supports your family, and helps you create lasting wealth.

At its core, this engine is you—the person who works, earns, and provides. Sometimes it’s also your business, but ultimately, it depends on your ability to generate income. Without you, the machine can’t run.

What Happens if the Engine Breaks Down?

If your ability to work is affected by death, illness, disability, or injury, the entire machine risks grinding to a halt. Your family and financial goals could be put in jeopardy. That’s why protecting your earning ability is essential.

Solutions to Keep Your Engine Running

Thankfully, several insurance solutions safeguard your earning power:

• Lump Sum Disability Cover: A one-time payout if you become permanently disabled.

• Disability Income Cover: Provides monthly income if you can’t work temporarily or permanently due to illness or injury.

• Severe Illness Cover: A lump sum paid out on diagnosis of a serious illness to ease financial pressure during recovery.

Protect Your Family, Protect Your Future

If you have dependents, your earning ability can be replaced to secure their future. Options like Lump Sum Life Cover or Death Income Cover transfer your income potential to your loved ones. This means your family can maintain their lifestyle without sudden hardship.

Keep Your Wealth Journey Moving Forward

With these protections in place, even if your earning engine ever fails, it can be replaced—ensuring your financial goals and lifestyle stay on track.

Protect your income. Protect your future.